Your agent. Not the insurance company's.
Licensed independent life insurance agent based in South Florida and licensed in six states, with about 20 years of experience guiding families through the decisions that matter most.
Straight answers, no pressure.
For about 20 years I've worked in consultative sales across roofing, solar, commercial security, and luxury home automation, helping South Florida families make big decisions about their homes. Protecting the people inside those homes is the most important one of all.
I'm a licensed independent agent based in Boca Raton, serving families from Palm Beach to Miami Beach. I'm a husband and a dad, and I treat every family's plan the way I'd want mine handled: straight answers, no pressure, and someone who picks up the phone.
- Specialty
- Indexed Universal Life (IUL) & Mortgage Protection
- Also offering
- Final Expense, Term Life, Annuities & Retirement Income
- Licensed
- Florida (resident), Texas, Ohio, Virginia, North Carolina, Michigan
- How we meet
- Phone or video, from anywhere
"I treat every family's plan the way I'd want my own family's handled."
Years in consultative sales guiding South Florida families through the decisions that matter most
States licensed: FL, TX, OH, VA, NC & MI
Cost for my help. Carriers pay me, and your premium is the same.
One agent from first call to claim. No call centers, ever.
Based in South Florida. Licensed in six states.
Most of my clients never meet me in person. We do everything by phone or video with e-signatures, so where you live in these states doesn't matter.
In South Florida? Meet in person: Palm Beach · Boca Raton · Fort Lauderdale · Miami Beach
Live in another state? Text me at (954) 260-5011. I'm adding licenses and can point you in the right direction. NPN 22238781
Why an independent agent?
Most people buy from whoever calls first. Here's how working with me compares to the other two ways people get covered.
| Feature | Eric PinedaIndependent agent | Captive agentWorks for one company | Buying onlineOn your own |
|---|---|---|---|
| Insurance companies compared | Multiple carriers | One | Usually one |
| If one company says no | I take you to another | Few options left | Start over alone |
| Living benefits explained | Every policy, in plain English | Varies | Fine print |
| A real person who answers | Your direct cell | Office line | Call center or chat |
| Help for your family at claim time | I walk them through it | Usually | Claims department |
| Cost for the advice | $0 | $0 | $0 |
Covered in days, not weeks.
No pressure and no office visit. Most families go from first call to approved coverage without leaving the house.
-
STEP 01
A 15 minute call
We talk about what you're protecting: the house, the kids, the business, the retirement. I ask a few health questions so the quotes are real.
-
STEP 02
I shop the carriers
As an independent agent I compare multiple carriers and bring back the options that fit your health and budget best, with the tradeoffs explained in plain English.
-
STEP 03
Apply by phone
Most applications are completed over the phone with an e-signature. Many plans need no medical exam, and some approve the same day.
-
STEP 04
Your policy is in force
You get your policy, and I stay your agent for reviews, beneficiary changes, and questions for as long as you have it.
Trusted names. One agent comparing them for you.
- TransamericaAppointed carrier
- Mutual of OmahaAppointed carrier
- AmericoAppointed carrier
- And moreCompared on every quote